Why Do You Have So Much Credit Card Debt?

A documentary called "Maxed Out" prompted me to write this article. It explores this nation's incredible and slightly disturbing relationship with bad credit debt. The main focus is how banks and investors prey on those who are likely to remain in debt in order to maximize their profits. The social problem it presents is predatory lending and the role of the corporation as a social structure. On one side you have the extremely profitable businesses of consumer lending. On the other side are the debtors who are likely to remain in poverty with ever increasing credit card fees. Diffusion of responsibility in the corporate environment can make abuses appear acceptable and even desirable in our Capitalist economy.

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